Università Cattolica del Sacro Cuore

Cattolica International

Studying Abroad: How to Manage Your Finances as an International Student in Italy

  

by Beniamina Cassetta

 

Studying abroad can be a truly transformative experience. Immersing yourself in a different culture offers not only personal enrichment but also a valuable edge for your future career. You’ll develop crucial soft skills, learn how to handle the unexpected, and engage with the real world – all while pursuing your academic goals. Most importantly, you’ll have the opportunity to create a home away from home: a comfortable environment where you can thrive, even if your family and lifelong friends are far away. 

This also means taking responsibility for another key aspect of adult life: your finances. We know this can be a challenge, so we’ve put together some practical tips to help you manage your money effectively as an international student in Italy. 

 

How can I plan my budget as an international student in Italy? 

Start by gaining a general understanding of your monthly expenses and how much each category might cost. Italy can vary significantly in terms of cost of living, with some cities being more expensive than others. Ask fellow students or others who have lived here for advice. 

You should budget for: 

  • Accommodation 
  • University expenses (books and materials) 
  • Internet (Wi-Fi at home and/or mobile plans) 
  • Food 
  • Public transport 
  • Leisure (social activities, day trips, etc.) 
  • Shopping 

To get a realistic picture, start tracking your expenses from your first month. Numerous apps allow you to categorise and monitor your spending, helping you see where your money goes. 

 

Can I work while studying in Italy? 

Depending on your visa and length of stay, you may be eligible to work a limited number of hours per week. The University’s international office can be your first contact point to find the information you need on this topic. Many universities offer part-time roles, such as Student Work Experience (SWE) placements. At Università Cattolica del Sacro Cuore, Educatt offers temporary collaboration contracts to both domestic and international students enrolled in a bachelor or 2-year master’s to help support their academic journey.  

 

How can I save money on meals? 

Italian supermarkets offer excellent fresh ingredients, no matter where you are. Take the opportunity to try new fruits and vegetables or cook Italian regional recipes with your flatmates. It’s not only more economical than dining out but also a great way to build lasting memories. 

If your schedule is tight, mense (university canteens) provide healthy, balanced meals at affordable prices. You can get a complete meal including main course, second course, side dish, fruit, bread, and free refill drinks for less than € 10.  

 Eating out can be more affordable during certain occasions - like grabbing a coffee or enjoying an aperitivo - when drinks often come with complimentary snacks that can even stand in for a light starter. 

Consider using apps like The Fork, which lets you book tables with special discounts, or Too Good To Go, where you can buy unsold fresh food from local shops and bakeries at heavily reduced prices. 

 

What discounts can I get for culture and entertainment? 

Before visiting a museum or exhibition, check for student discounts – they're widely available. Public museums in Italy are also free on the first Sunday of each month

Film fans should look out for cultural events or discounted screenings. For example, the Ministry of Culture’s “Cinema Revolution” initiative runs from 13 June to 20 September 2025, offering all Italian and European films at participating cinemas for just € 3,50. 

Your university may also have exclusive offers. Università Cattolica students, for instance, can explore a range of student discounts available. Look for your campus on our website and check the special offers we have for you! 

 

What’s the  most affordable way to travel around Italy? 

Italy’s extensive railway network, Trenitalia, allows you to reach almost every corner of the country with ease. Low-cost airlines also offer affordable options for visiting Sicily and Sardinia. 

Coach services such as FlixBus can be a budget-friendly alternative – early bookings often come with significant savings. 

Thanks to Italy’s central location, it’s also a fantastic base for discovering Europe. From Milan or Rome, a short flight can take you to Paris for a croissant, Lisbon for a pastel de nata, Berlin for a weekend escape, or Amsterdam for a stroll along the canals. 

 

How can I stay active on a student budget? 

Gym memberships can be costly, but many universities offer discounted student rates. Look into organisations like CUS Milano, which provide affordable sports activities, or Sport InCampus for the Piacenza, Brescia, and Rome Campuses.  

If you enjoy running, cities like Rome and Milan have beautiful parks and trails – for example, the pedestrian and cycle paths along Milan’s Navigli. You might also find local running clubs that welcome newcomers for free group runs. 

 

How do I save on daily transport? 

Students and those under a certain age are often eligible for discounted monthly or annual public transport passes – the most cost-effective way to get around town and explore nearby areas. For instance, in Milano, if you’re under 27, the monthly pass for unlimited bus and metro rides is € 22.  

While taxis and Ubers are available, they can be expensive. If you hold a driving license valid in Italy, you may consider using a car-sharing service. It’s a safe option for late-night travel, though it’s essential to note that all providers have a zero-tolerance policy on alcohol consumption. 

Bike and scooter sharing services are also widely available and often more convenient for short trips within the city. 

Navigating life as an international student in Italy comes with its challenges, but with the right planning and resources, it's entirely manageable – and deeply rewarding. From budgeting tips to finding affordable meals, transport, and cultural experiences, small adjustments can make a big difference in your daily life. Regardless of the city, making informed choices will help you focus on your studies, your personal growth, and the unique experience of living abroad in Italy.